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Royal Lo...

Price: 118.9931GBX

Change: 0.01%

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Royal London Short Term Fixed Income Y Acc

Royal London Short Term Fixed Income Y Acc

ISIN:

GB00BMNR1H58

Risk level:

N/A

FE fundinfo Rating:

IA Sector:

IA Unclassified

Income type:

Accumulation

Price:

118.9931GBX

29 April 2025

Last change:

0.01%

1 year change:

5.24%

5 year annualised return:

2.78%

12 month yield:

4.82%

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At a glance

At a glance performance and information

Eligibility:

Share Dealing Account
ISA
SIPP

The value of investments, and income from them, can rise and fall so you may get back less than you invest. If you are unsure about investing, seek independent advice

1 W 1 M 3 M 6 M YTD 1 Y 3 Y 5 Y Max

Add to chart:

  • Royal London Short Term Fixed Income Y Acc
  • IA Unclassified
  • Index

Discrete calendar year performance

Discrete calendar year performance
Investment 31/03/20 to 31/03/21 31/03/21 to 31/03/22 31/03/22 to 31/03/23 31/03/23 to 31/03/24 31/03/24 to 31/03/25
Royal London Short Term Fixed Income Y Acc 1.24% -0.24% 2.13% 5.54% 5.38%
IA Unclassified 23.88% 4.67% -3.91% 9.66% 3.08%
N/A N/A% N/A% N/A% N/A% N/A%

Trailing returns

(*annualised)

Trailing returns
Investment 3 months 6 months 1 year 3 years* 5 years*
Royal London Short Term Fixed Income Y Acc 1.15% 2.39% 5.24% 4.44% 2.78%
IA Unclassified -5.20% -2.10% 2.30% 2.92% 5.61%
N/A N/A% N/A% N/A% N/A% N/A%

Fund Objective: The Fund’s investment objective is to achieve a total return over rolling 12-month periods by primarily investing (at least 70% of its assets) in Short Term Fixed Income Securities. The Fund’s comparator benchmark is the Bank of England Sterling Overnight Interbank Average (SONIA) plus 0.5%. For the most appropriate comparison, this should be considered on a ‘before the deduction of fees’ basis. SONIA is the average overnight interest rate UK banks pay for unsecured transactions in sterling. It is considered to be an appropriate benchmark as it is a widely recognised approach to benchmarking short-term money market and fixed income funds.

Manager name:

Royal London Unit Tst Mgrs Ltd

Manager start date:

15 June 2011

Investment style:

N/A

Region (geographical):

Global

Manager Biography:

Craig Inches – Head of Rates and Cash, Craig is Head of Rates and Cash at RLAM, responsible for the management and oversight of RLAM's Rates and Cash business. Craig works closely with Paul Rayner (Head of Alpha Strategies Rates) and the rates team to manage a suite of solutions ranging from enhanced cash through sovereign and global bonds culminating in absolute return. Prior to RLAM, Craig was an investment director with Scottish Widows Investment Partnership, where he gained extensive cash and fixed income experience. Craig has an MSc in Investment Analysis from Stirling University, a BSc (Hons) in Actuarial Mathematics and Statistics from Heriot-Watt University and is an associate of the UK Society of Investment professionals.

Benchmark:

N/A

Sector:

IA Unclassified

FE fundinfo Rating:

Fees & charges

Fees and Charges

Fees and Charges
Charge Who receives this? What is it? Amount
Initial charge: The fund manager Charges applied by the fund management company for investing in their fund. Please note that Investment Managers may charge each time you buy new units or shares in a fund or trust. Where Investment Managers would have an entry charge, we will negotiate to have it waived so you will not be charged. N/A%
Ongoing Charges: The fund manager The annual charge paid to a fund manager to cover the costs of running the fund. It is an estimate based on the actual amount charged in the previous year. 0.15%
Performance Fee: The fund manager A performance fee joins up the interest of the fund manager and their investors. A performance fee is taken when the fund beats pre-set conditions. N/A
Typical transaction cost: The fund manager The costs of dealing within a fund, which the Investment Manager must pay to continue managing the assets. This includes where the Manager decides to sell one stock and buy another. The costs will vary from one fund to another based on how often the Investment Manager trades and the costs applied when trading. 0.188%*
Dealing commission: iWeb The cost of buying or selling some or all of your investment. £5.00 (per online trade)

*This is an indication based on the market average. The fund’s actual transaction cost will be shown before you place a trade.

Account charges are not included

Breakdown

Asset Allocation

Fund size: 3,975,238,446.26 GBX

Chart not available

Chart date: April 29, 2025

Top 10 Holdings

Top 10 Holdings
Security Weight
United overseas bank ltd 4.4556% 21/09/2026 3.80%
Bnp paribas sa 4.82% 11/04/2025 3.27%
Westpac banking corp 4.4556% 03/07/2028 3.27%
Australia and new zealand banking 0% 25/03/2026 3.07%
Tsb bank plc 4.4556% 14/02/2027 2.94%
Toronto-dominion bank/the 4.4556% 18/01/2027 2.85%
Federation des caisses desjardins 4.4556% 12/10/2027 2.81%
National bank of canada 4.4556% 05/05/2026 2.72%
Bank of montreal 4.4556% 15/09/2026 2.47%
Canadian imperial bank of commerce 4.4556% 23/06/2026 2.34%

Sectors

Sectors
Sectors Weight
Money Market 50.68%
Mortgage & Secured Bonds 47.07%
Government Bonds 1.58%
Government Agency Bonds 0.67%

World regions

World regions
Country Weight
CANADA 29.90%
UNITED KINGDOM 17.73%
AUSTRALIA 16.93%
SINGAPORE 9.43%
FRANCE 5.23%
NETHERLANDS 4.65%
SWEDEN 4.26%
UNITED STATES 3.32%
FINLAND 3.26%
NORWAY 2.30%
ESG

What is ESG?

ESG stands for Environmental, Social and Governance and is an approach for evaluating to what extent a company works towards social goals. For investors this can be used in order to understand how their funds and the assets they are made up of work towards these goals and use that information to help make sustainable investment choices.